Differences Between USA and Mexican Car Insurance Coverages

Just as with signing up for any automobile insurance, it can seem like a hassle to sign up for Mexican car insurance. You need to have Mexican car insurance documentation and it needs to be filed with the proper people, blah, blah. But when faced with the decision between collecting the right papers and going to jail, the choice seems a little clearer, doesn’t it? Mexican car insurance documentation will only take a few hours of your time and that’s completely worth it to head out to your vacation without worrying about whether your sandals will match the floor of the jail cells.

Proving It’s Your Car with Mexican Car Insurance Documentation

Since there are so many differences between USA and Mexican insurance coverage, you will need to begin assembling your Mexican car insurance documentation with proof your own the car. This might be as simple as bringing in your United States car registration papers if you already own your car. But if you don’t own your car (and many of us don’t), you need to bring in the title with the lien holder’s name on it. In addition, you will need to contact the lien holder and have them write up an affidavit that gives you permission to import your car into Mexico for the time period when you are traveling. Now, realize this isn’t going to be a quick thing to do, so if your lien holder is out of state (or just lazy), you will want to start the process of getting this paperwork as far in advance of your trip as possible.

Of course, if you’re renting a car when you’re in Mexico, you might have a little less footwork to do. Since the car rental place is going to know where you’re headed, they will supply you (or should supply you) with the right papers to get the insurance you need. Check with the rental car company in advance to make sure they’re going to help you out with the Mexican car insurance documentation you need.

Proving It’s You with Mexican Car Insurance Documentation

Of course, while you might have an honest face, when you want to get Mexican car insurance, you still need to prove you are who you say you are. This will require that you produce not only a driver’s license from the United States, but that you also make sure you are producing your passport to further document your identity. Both of these pieces of identification should be up to date, so check the expiration dates and get them up to date if needed. Passports can take a long time to renew, so this process needs to start at least a month before you plan to cross the border. If you’re a newlywed and you want to make sure you can get the Mexican car insurance documentation you need, it will be helpful to have a copy of your marriage license as well – especially when you’ve just changed your name. Of course, you might just want to keep your last name until after your trip, to avoid confusion.

With the right Mexican car insurance documentation, you can easily cross the border with Mexican car insurance in hand. In doing so, you will not only have a safe trip guaranteed, but you won’t be breaking laws as you have a good time.